Open a free account in 2 minutes. No catch, no minimum deposit. Every sign-up gets a guaranteed angpow.
Claim My Free Angpow →Every new sign-up receives a random angpow of up to RM88 — credited instantly to your account.
All you need is your Malaysian IC and a smartphone. No branch visits, no paperwork.
Fully licensed by Bank Negara Malaysia. Your money is in safe, regulated hands.
Open your account with RM0. Withdraw your angpow anytime — no lock-in, no fees.
You'll be taken to the Ryt Bank app download page (App Store or Google Play).
Open the app, enter your details, and verify your identity. Takes about 2 minutes.
Your CNY angpow (up to RM88) is credited to your new Ryt Bank account. That's it.
Yes. Ryt Bank is a licensed digital bank regulated by Bank Negara Malaysia (BNM). Your deposits are protected by PIDM (Perbadanan Insurans Deposit Malaysia) up to RM250,000. Ryt Bank is owned by YTL Digital Capital, a subsidiary of the established YTL Corporation.
Download the Ryt Bank app using the button on this page, complete your sign-up in about 2 minutes, and your CNY angpow of up to RM88 will be credited to your new account automatically.
You don't need a separate referral code. Simply use the link on this page to download and sign up for Ryt Bank. The referral is tracked automatically through the link.
Each new sign-up receives a random angpow of up to RM88. The amount varies, but every sign-up is guaranteed to receive an angpow reward during the CNY 2026 campaign period.
Any Malaysian citizen or resident aged 18 and above who does not yet have a Ryt Bank account. You'll need a valid Malaysian IC and a smartphone to complete sign-up.
No. You can open your Ryt Bank account with RM0. There are no minimum balance requirements and no hidden fees.
This CNY 2026 promo is for a limited time only. It takes 2 minutes and costs nothing.
Claim My Free Angpow →